Gov’t urged to insure vehicles of security agencies, equipment after tragic helicopter crash

In the aftermath of the recent air force tragedy that claimed the lives of five senior government officials and military personnel, concerns have been raised over the lack of insurance cover for security agencies’ vehicles, equipment, and personnel.

Dr. Kingsley Agyemang, Insurance Expert and Member of Parliament for Abuakwa South, is urging the government to take proactive steps in safeguarding the welfare of the nation’s security services through comprehensive insurance policies.

Agyemang emphasized that the risks faced by security personnel in the line of duty are exceptionally high.

“It is high time that Ghanaians and the government prioritize the welfare of our security agencies by insuring the vehicles, equipment, and personnel that serve the nation,” he said.

According to Dr. Agyemang, proper insurance coverage would not only protect the individuals but also reduce the financial burden on the state in the event of accidents or disasters.

The legislator reflected on the limitations of current measures following tragedies.

“Beyond the tributes and flowers presented to the families of victims, what more can be done?” he queried, noting that the grief of such incidents ultimately falls on the immediate families, while life continues for the rest of society.

Agyemang commended President John Mahama for establishing a support fund for the dependents of the deceased, but stressed that these steps, though commendable, are insufficient without structured insurance coverage for the assets and personnel involved.

Over the years, Dr. Agyemang argued, the government has shown limited interest in underwriting insurance policies for security agencies. As a result, when accidents occur, the state bears the full financial responsibility of compensating victims and their families.

“If insurance policies were in place, both personnel and equipment would be covered, and the nation would avoid sudden large payouts,” he added.

He concluded by recommending that the government leverage its stake in SIC Insurance to ensure all security services liaise with the company to underwrite policies for their vehicles, equipment, and personnel.

He believes that institutionalizing such measures would strengthen risk management, protect families, and ensure that security agencies are supported in both life and duty.